You spent 30 years earning without a PF, pension or safety net. SilverShift is the one membership that builds your retirement corpus automatically, covers you with micro-insurance, finds you age-friendly work and fights your paperwork battles — from just ₹49/month.
SilverShift is built for India's 400 million gig workers, drivers, delivery partners, domestic workers, artisans, freelancers and small vendors — people who worked hard all their lives but were never offered a pension. One membership bundles a retirement micro-savings wallet with automatic round-ups, health & accident micro-cover, an age-friendly job feed, e-Shram and government-scheme assistance, and AI-powered legal help — in Hindi and English, in large text, on any phone.
400M+
Indians work in the unorganised sector with no pension or PF
60%
of India's workforce will be over 50 by 2031 — most with zero savings
₹0
median retirement savings of a gig or informal worker at age 55
30 Cr+
workers on e-Shram are eligible for benefits most never claim
- Retirement wallet: save manually or auto round-up every earning you log
- Micro-insurance desk: health, accident and life cover from ₹49/month with a nominee
- Age-friendly job feed: verified roles that welcome 45+ and 55+ workers
- e-Shram, Ayushman Bharat and pension-scheme enrolment checklists, done with you
- Legal Sahayak: AI answers on labour rights, PF, pension and consumer issues (DPDP-compliant)
- Grievance drafter: ready-to-submit letters for EPFO, consumer forums and platforms
- Hindi + English interface with large-text mode and audio-friendly design
- • Gig & delivery partners, drivers and platform workers aged 40+
- • Domestic workers, guards, artisans and daily-wage earners
- • Street vendors, small shopkeepers and self-employed tradespeople
- • Freelancers and consultants without corporate benefits
- • Adult children who want to secure their parents' retirement
- A visible retirement corpus that grows with every day's work
- Insurance cover and a nominee — so one accident doesn't erase a lifetime
- Dignity of work after 50: verified, age-friendly income opportunities
- Government benefits actually claimed, not just announced
- Answers to rights and paperwork questions in minutes, not months
One membership, six protections
01
Every time you log a day's earning, SilverShift rounds up a small percentage into your retirement wallet. ₹20 a day becomes ₹7,300 a year — before you ever feel it.
02
Accident, health and life micro-cover starting under ₹49/month, with nominee support and claim assistance — no agents, no fine-print surprises.
03
A curated feed of verified employers hiring 45+ and 55+ workers — supervisors, store managers, tutors, drivers, caretakers — filtered by your city.
04
Ask about PF, pension, unpaid wages or a consumer complaint and get a clear, sourced answer in Hindi or English. Need it in writing? We draft the grievance letter too.
05
Step-by-step checklists for e-Shram, Ayushman Bharat, PM-SYM and state pensions — with reminders until each step is done.
06
Add a nominee so your savings, cover and documents reach the right hands. Adult children can sponsor and monitor a parent's plan.
Life without it vs life with SilverShift
✕No PF, no pension — savings sit in cash and leak away
Auto round-ups build a visible retirement corpus from day one
✕One accident or hospital visit wipes out years of income
Micro-insurance with nominee support from ₹49/month
✕After 50, job listings say 'age limit 35'
Verified age-friendly employers who want your experience
✕e-Shram card made, but benefits never claimed
Guided enrolment with reminders until the money reaches you
✕A withheld payment means a lawyer you can't afford
AI legal answers in minutes and ready-to-file grievance drafts
Simple, honest pricing
Prices shown in INR based on your location. Pay securely with Razorpay.
Founding-member pricing locked for the first 1,000 members per city — Core at ₹49/month (less than one chai a day). Prices rise to ₹99/month after the founding cohort fills. Join once, keep the founding rate for life.